Health Insurance for Individuals and Family
Individual and family health insurance plans can help cover expenses in the case of serious medical emergencies, and help you and your family stay on top of preventative health-care services. Having health insurance coverage can save you money on doctor’s visits, prescriptions drugs, preventative care and other health-care services. Typical health insurance plans for individuals include costs such as a monthly premium, annual deductible, copayments, and coinsurance.
The cost of your health insurance plan could be affected by age and tobacco use, but you will not be declined for an individual health insurance plan due to pre-existing conditions.
Health is our most important asset. Yet we tend to neglect it. Fast paced and stressful our current lifestyle and the environment we live in all cause serious damage to our health.
When a grave illness strikes a family member, especially the breadwinner, the financial implications are often disastrous. While no one can predict whom a serious illness will strike, one can ensure that the financial consequences are not grave for the family by purchasing a health insurance cover.